I`d rather go to the dentist than deal with banks and I avoid them.
Northern rock were very helpful when I enquired about getting a morgage with them and I must admit they rang mr FG to ask if we had taken out some money through the cash point one morning (about a hundred quid) which we hadn`t, so they took immediate action to put a stop on our account. It was good that they were monitoring our habits. I would recommend NR after the trouble they have had I guess now its just about the safest place to keep your money other than under the mattress.
You would think that shops would get a few £10 and £5`s for early birds through the experience of what happened to you but most mangers get there with little experience IMHO, right place, right time! Its the way of the world and they don`t usually live in the world of the workers!
Hair cut- How odd for them to be closed on Thursdays! I hate going to the hairdressers too, even more than banks I go deeper than talking about the weather and holidays (I think lol).